Indian Two Wheeler Loan Market Trends and Developments 2020-2025

DUBLIN, June 11, 2020 / PRNewswire / – The “India Two Wheeler Loan Market, By Type, By Source, By Percentage Of Amount Sanctioned, By City Type, By Length Of Occupation (Less Than 3 Years & 3-5 Years), Competition, Forecast & Opportunity, 2025 “ the report was added to offer.

The two-wheeled loan market in India should grow from an estimate $ 7.2 billion in 2020 at $ 12.3 billion by 2025, showing a CAGR of over 11% over the next five years. Market growth is expected due to growth in disposable income, falling fuel prices and increasing ownership of two-wheelers. Technological advancements in the form of a shift from combustion engine vehicles to electric vehicles, new product launches, government subsidies for the purchase of electric vehicles, and high vehicle replacement rates are driving sales of two-wheelers across the country, thus driving the two-wheeled loan market.

Two-wheelers offer a preferred transport option for short-distance journeys in India. In addition, two-wheelers are convenient in traffic jams and provide ease of parking compared to other vehicles, thus facilitating the adoption of two-wheelers, which in turn also boost the two-wheeler loan market. In addition, it is now possible to apply for a loan online and fewer documents are required, thanks to online banking, which eliminates the hassle of lengthy approval, which positively influences the growth of the market. In addition, the presence of major automakers in the country, flexibility in terms of tenure and payment method, and negotiable interest rates based on CIBIL scores further drive market growth.

The India two wheeler loan market can be segmented on the basis of type, source, percentage of amount sanctioned, type of city, tenure and region. In terms of type, India two wheeler loan market can be divided into two new two wheeler loans and used two wheeler loans. The new two-wheeler is the major segment of the market; however, the segment of vintage two-wheelers is expected to experience growth in the coming years due to the fall in the price of these vehicles.

The major players operating in the Indian two wheel loan market are categorized into Non Bank Finance Companies (NBFC) and Banks. For example, some of the major banks in the country include HDFC Bank, State Bank of India, ICICI Bank and Axis Bank, among others. Major NBFCs operating in the country include Hero Fincorp, Bajaj Finserv, Mahindra & Mahindra Financial Services Limited and Shriram Transport Finance Co. Ltd., Ltd.

Objectives of the study:

  • To analyze and forecast the market size of the Indian Two Wheeler Loan market.
  • To classify and forecast the India two wheeler loan market on the basis of type, source, percentage of amount sanctioned, type of city, tenure and regional distribution.
  • Identify the drivers and challenges of the Indian two-wheeler loan market.
  • To examine competitive developments such as expansions, new product launches, mergers and acquisitions etc. in the Indian two wheeler loan market.
  • To identify and analyze the profile of the major players operating in the Indian Two Wheeler Loan market.

The study is useful in providing answers to several critical questions that are important to industry stakeholders such as service providers, end users, etc., in addition to enabling them to strategize investment and capitalize on market opportunities.

Main topics covered:

1. Product overview

2. Research methodology

3. Executive summary

4. Voice of the customer

5. India Two Wheel Loan Market Outlook
5.1. Market size and forecast
5.1.1. By value
5.2. Market share and forecasts
5.3. Market attractiveness index

6. North India Two Wheel Loan Market Outlook
6.1. Market size and forecast
6.2. Market share and forecasts

7. West India Two Wheel Loan Market Outlook
7.1. Market size and forecast
7.2. Market share and forecasts

8. South India Two Wheel Loan Market Outlook
8.1. Market size and forecast
8.2. Market share and forecasts

9. Eastern India Two Wheel Loan Market Outlook
9.1. Market size and forecast
9.2. Market share and forecasts

10. Market dynamics
10.1. Conductors
10.2. Challenges

11. Market trends and developments

12. Political and regulatory landscape

13. Economic profile of India

14. Competitive landscape
14.1. Company Profile
14.1.1. Company details
14.1.2. Service charges and fees
14.1.3. Documents required for the loan
14.1.4. Loan terms and conditions
14.2. HDFC Bank
14.3. Bajaj Finserv Ltd.
14.4. State Bank of India
14.5. ICICI Bank
14.6. Shriram City Union Finance Ltd.
14.7. TATA Capital Financial Services Ltd.
14.8. Axis Bank
14.9. National Bank of Punjab
14.10. HEROES FinCorp
14.11. Cholamandalam investment and financing company

15. Strategic recommendations

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